PRESCRIPTIONS

Prescription drug costs differ depending on what health plan you select and whether the prescription drug is a generic, a preferred brand-name or a non-preferred brand-name.

EMERGENCY CARE

Employer health insurance plans cannot require a referral, higher copayments, or coinsurance if you get emergency care from a hospital outside your plan's network.

HMO

HMO plans offer a wide range of health care services when directed by their Primary Care Physician to an approved network of specialists and facilities.

PPO

PPO plan members generally see specialists without a prior referral or authorization if covered services are obtained from in-network providers.

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What Type of Health Insurance Does Your Company Need?

When it comes to employer group health insurance in Florida, Solutions For Benefits thinks long-term. Clients stay with us based on our expertise, creative solutions, seamless resources and outstanding service. We advocate for you, your business and your employees.

As an independent, private health insurance brokerage, all our associates and agents focus solely on you, our client, rather than public shareholders. You will have the same dedicated service team throughout the entire process, which allows us to anticipate your needs and create accountability.

The best service starts with listening. We take the time to understand your specific goals, design a program that fits your needs, aggressively negotiate coverage, and implement a health care plan that benefits your company and your employees.

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